PRIVACY POLICY

Last Modified: August 21, 2017

Lead-Squad.com (the “Company,” “us,” or “we”) owns and operates this website (the “Site”).  We respect your privacy.

This Privacy Policy identifies and describes the way the Company handles and protects the information you may provide when you visit this Site and our practices for collecting, using, maintaining, protecting and disclosing that information.  The services (“Services”) provided through the Site include connecting lead buyers with consumers so that the agents can provide additional information such as quotes for insurance policies and can contract with consumers for those policies.

Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your personal information in connection with your use of this Site. If you do not agree with our policies and practices, your choice is to not use our Site. By accessing or using this Site, you agree to this Privacy Policy. This policy may change from time to time. Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates. We will indicate the date the policy was last modified at the top of the Privacy Policy.

1.0.Information We Collect

There are two types of information we may collect: “Personally identifiable information” (PII) and non-personally identifiable information (non-PII). PII is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.  Non-PII is information that cannot identify the individual person and is used in the aggregate to provide general information about the users of the Site.

PII: When you engage in certain activities on the Services, such as when you sign up with our Company to receive referrals and to use the Services, such as through our registration process and the creating of your account with us, you may be asked to provide certain information about yourself and your business  that we will collect and store.

PII may include your full name, gender?, billing address,  telephone number(s), and email address that you submit on this Site.  We also collect information from you in the course of your establishing an account with us through the Site, including your credit card number, the month and year expiration date and the CVC of the credit card.  In furtherance of helping to provide the most compatible referrals to you, we may also collect the name of your associated insurance agency/company, the phone number of that businesses, the address (including zip code), licensing number, and the list of states in which your business and you are licensed to offer insurance products and services. All information should be provided complete and accurate.

When you open an account with us, you will be able to log-in to your account. We will ask you at registration to enter your email address and create a password. We will collect your log-in and password information.

Non-PII: Non-PII is information that identifies your computer and its navigational patterns through the services provided by this Site (but not a specific user). We may automatically collect Non-PII when you visit the Site, through the use of a variety of tools including cookies (small text files that are stored on a user’s computer for record-keeping purposes and which contain information about that user’s computer), or other available analysis or collection technologies.  This type of information can include browser types, domain names and IP addresses.

2.0.How We Use and Share Information

a. We use the  information we collect to (a) provide, maintain, and protect the Services; (b) notify you of agent promotions, special events, new services and special offers, for example, through e-mails; (c) tailor our product offerings, customer service and overall experience; (d) improve the content, operation, appearance and utility of the Services; (e) conduct surveys, research and evaluations; (f) troubleshoot and resolve disputes and customer service inquiries; (g) gather demographic data (h)  collecting of any fees owed; (i) to enforce our terms and conditions; (j) take other actions permitted by law. and (k) accomplish other administrative tasks

b. Cookies: Cookies are small bits of code, usually stored on a user's computer hard drive, which enable a website to "personalize" itself for each user. Cookies allows us to identify files on your computer and record your preferences and other data about your visit to our Sites that when you return to the Site we are aware of who you are and can help personalize your next visit here. Please note that cookies may be linked to personal information about you. The use of cookies allows us to keep track of your information and prevents you from having to reenter your information at each connection. We use cookies to:

·       Keep track of advertisements.

·       Compile aggregate data about the Site traffic and Site interactions in order to offer better Site experiences and tools in the future. We may also use trusted third party services that track this information on our behalf.

Potential consumer tracking data collected by us is used to optimize your experience by delivering targeted advertising (or allow third parties to deliver targeted advertising) on our Site and the websites of our preferred partners/vendors. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser has different settings, so look at your browser’s Help menu to learn the correct way to modify your cookies. If you wish to disable cookies, some features may not function properly.

c. Push Notifications/Alerts: We may use push notifications and alerts to notify you of services and/or products that you have expressed interest in on multiple devices. If you no longer wish to receive these types of communications, you may turn them off at the device level. To ensure you receive proper notifications, we may need to collect certain information about your device such as operating system and user identification information. You may opt-out of push notifications or alerts through your browser settings.

d. Web Beacons: Pages on our Site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). Web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons.

e. User Profiles: The Company may aggregate PII, Non-PII, Log File information, Web Beacon Information, and Cookie Information in order to create a profile of an agent utilizing the Site.

f. Third Parties:

We may provide your information, including your PII to other affiliated companies, and with other trusted vendors and business partners. Some business partners include companies who provide business services to us or on our behalf, such as to, authorize your credit card and to process payments, monitor Services activity, help to maintain our database of agents, and administer e-mails, surveys or other communications we send in furtherance of our business relationship with you.

g. Opt-Out: If you decide that you are no longer interested in receiving SMS or email communications from us, you may follow the instructions in our SMS or emails to unsubscribe from our email list or by emailing us at: support@lead-squad.com. If you wish to opt-out of disclosure and to be excluded from our mailing list, please email us at: support@lead-squad.com.    As to communications from our vendors, affiliated companies, and business partners, please follow the instructions to opt-out in those entities’ communications.  Please note that we may use e-mail to communicate with you about your account.  If you opt-out of receiving email communications, you may still receive transactional-type communications, including email, from us.

h. Legal Compliance/Other Information Disclosure: We also reserve the right to disclose your information in good faith as required by law, in response to legal process including law enforcement requests, and with any person or entity that may acquire all or any part of our business or assets, in connection with any change in control of us, a reorganization of our Company, a dissolution or a similar event. and where needed to prevent fraud and to protect the safety, property, or legal rights of our Company, our users, our affiliates, or any other third party. We may also disclose your information to manage and protect our information technology infrastructure and security.  We may also disclose your information for any other purpose with your consent. We may share your information with third party service providers or who perform functions for us such as credit card processing companies, e-mail service providers and database hosting companies. We may share non-PII at any time for any purpose.

3.0.Unsubscribe, Opt Out or Revoke

You may revoke consent at any time for any use of PII collected from you under this Privacy Policy.  However, we may maintain your PI to service your account with us and for transactional matters, including those relating to your account with us. To revoke consent, indicate by emailing us at support@lead-squad.com . We will remove your PII from our internal programs and further communication from Lead-Squad.com will cease, except for administrative and transactional matters.

 

 

4.0. Third Party Links

Occasionally, at our discretion, we may include or offer third party products or services on our Site.. These third-party sites have separate and independent privacy policies and we recommend you review those sites’ policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our Site and welcome any feedback about these sites.

 

5.0.How to Access or Modify Your Information

 

We strive to keep all personal information accurate and complete. You are always fully in control of the information that we maintain to service you. You can change your personal information at any time and as often as necessary, provided your changes are accurate and complete. You can also request that information be deleted. Information may be withheld or exempted from deletion if this is required by law or is part of a fraud investigation, or as otherwise as described above in the Use of Information section. You may access and modify your personal information by emailing us at support@lead-squad.com or writing to us at:

 

Lead-Squad.com

45 Main St. #816

Brooklyn, NY  11201

 

6.0. Storage and Security

We will retain PII, including user location information, only as long as our business needs require. We will then destroy or render unreadable any such information upon disposal.

We believe the security of your information is a serious issue and we are committed to protecting the information we receive from you. We use commercially reasonable security measures to protect against the loss, misuse and alteration of your information under our control.  Our Sites are scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our Site as safe as possible. We use regular Malware Scanning. We do not use an SSL certificate.

Although we take precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure.

Although we have agreements and vetting procedures in place for third parties, we are not responsible for the actions of any third parties that may receive any such information.

You should note that the security of your personal information also depends on you.  Please do not communicate any information to us through unsecured channels, such as when you are in public areas. Where we have provided you or you have chosen a log-in, password, access code, or similar security feature, you must keep the password, access code or security feature confidential. Please do not share your password with anyone. If you believe your password or account has been compromised, please contact us at info@Lead-Squad.com or write us at:

 Lead-Squad.com

45 Main St. #816

Brooklyn, NY  11201

 

7.0.COPPA (Children Online Privacy Protection Act)

Our Site is not intended for children under 13 years of age.  . We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Site or provide any information about yourself to us, including your name, address, telephone number, e-mail address or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at info@Lead-Squad.com or write us at:

 Lead-Squad.com

45 Main St. #816

Brooklyn, NY  11201

We do not specifically market to children under the age of 18. Children under the age of 18 may not use the services on this Site. 

 

8.0. California Online Privacy Protection Act

California Civil Code Section § 1798.83 permits users of our Sites that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to info@Lead-Squad.com or write us at:

 Lead-Squad.com

45 Main St. #816

Brooklyn, NY  11201

 

 

9.0.CAN SPAM ACT

We collect e-mail addresses submitted through the Site. If you do not wish to have your e-mail address or phone number used by the Company to promote our own services, you can opt out by sending us an e-mail stating your opt-out request to support@lead-squad.com. Please note you may still receive e-mails relating to your account or transactional matters.

 

11.0        NON-U.S. VISITORS

 

This Privacy Policy is intended to cover collection of information on our Site from residents of the United States. If you are visiting our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States may different from and not be as comprehensive as those in your country. By using our Services, you understand that your information may be transferred to our facilities in the United States and those third parties with whom we share it as described in this Privacy Policy.

12.0        Changes to Privacy Policy

We may change this Privacy Policy at any time. When we do, we will revise the updated date at the top of this page. The revised Privacy Policy will be effective immediately when posted on the Site.  We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.

You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically to learn of any revisions to this Privacy Policy.  Your continued use of the Site after the effectiveness of such revisions will constitute your acknowledgment and acceptance of the terms of the revised Privacy Policy.

13.0 Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

 Lead-Squad.com
45 Main St. #816
Brooklyn, NY 11201
United States

hello@lead-squad.com